Your Lutz Auto Accident Lawyer

After your car accident, you could be dealing with higher insurance rates. Your local Lutz auto accident lawyer can help protect you from them.

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Protecting You After Your Car Accident

After your car accident, one of the first things you have to do is contact your insurance company, but you shouldn’t speak to them without a lawyer first. Car insurance companies are for-profit businesses and they will give you a lowball offer on your insurance claim to put their business first. Your local Lutz auto accident lawyer can protect you from their low offers and get you the settlement you deserve.

What You Should Do After Your Car Accident

To protect yourself from higher insurance rates and medical bills you can’t cover, there are steps you can take right after your car accident. Follow this guide so you can stay cool at the scene and begin your recovery process:

Seek Medical Attention

If you or someone else on the scene has been injured, then your first step is to receive medical attention. Even if it’s a small injury, you’ll want to document the treatment so you can be compensated for it later.

Contact Your Insurance Company

Your car insurance company will cover your injuries and car damages, so you’ll want to report the accident as soon as you can.

Take Photographs and Videos

You’ll want to document the interior and exterior of both cars, road conditions, the location, weather, and any injuries if you’re able to. These photos and videos will later be used as evidence when negotiating your insurance claim.

Report the Accident to the Police

If the accident was severe, if you don’t know who caused it, or if anyone was injured you will need to call the police. When they arrive on the scene, be sure to also ask for their names, badge numbers, and the case number on the report for later.

Have Your Car Safely Towed Away

If your car isn’t driveable, you’ll need to call a tow truck to take it to an auto repair shop. Be sure to record the driver’s information and keep track of the towing cost as well.

Call a Lawyer

Before you even call your insurance company, you’ll want to call a Lutz auto accident lawyer. They can instruct you on your next steps and what you should and shouldn’t say to your insurance company, the police, and the other driver.

Check out our Car Accident Tips to learn about what you should do, and shouldn’t do, after a car accident.

Learn More Tips After Your Auto Accident

WHERE WE PRACTICE

Pinellas County | Pasco County | Hillsborough County | North Hillsborough

Pinellas County

Pasco County

Hillsborough County

North Hillsborough

How We Protect You

An insurance company’s first priority is not to help you, but to help themselves instead. As a for-profit business, they want to settle your claim as cheaply and as quickly as possible. As a Lutz auto accident lawyer, David A. Papa is familiar with the ways insurance companies will try to cheat you out of the settlement you deserve. Here’s how he’ll protect you.

Negotiate a Higher Claim

A common tactic for insurance companies to use is to present you with a lowball offer right after your car accident. They’re hoping that out of desperation you’ll accept without asking for a higher amount. Your lawyer will be able to recognize when they’re cheating you out of a settlement and negotiate for a reasonable amount.

File a Complaint

Sometimes, an insurance company might reject your claim even if you’re asking for a reasonable amount. If they do this, then they can be guilty of investigating your claim in bad faith. In this case, we would file a complaint for punitive damages.

Prove You’re Not at Fault

Although there are laws in Florida that prevent insurance companies from raising their rates after a car accident, they still can if they find you at fault.

Maximize Your Settlement

A car accident can cause financial stress, but we can help you overcome it. By hiring a local Lutz auto accident lawyer like David A. Papa, you can maximize your settlement. Here’s how he’ll get the most for you and your family.

Include All Expenses

Your car accident will not only cost you now, but it can cost you in the future too. You may be looking at bills for chiropractic care, therapy, physical therapy, mobility aids, and more. David A. Papa will help you get the most out of your settlement by including these costs so you are covered for now and later.

Prove Your Claim

When you file your insurance claim, you have to meet the proof of burden. Your proof of burden is a set of guidelines that list the facts you have to prove to make your claim legitimate. The criteria you have to meet include:

Duty of Care: The at-fault driver had a responsibility to prevent accidents and possible injuries.
Duty Violation: The at-fault driver didn’t fulfill their duty of care, resulting in injuries and damages.
Cause and Effect: Their negligence directly caused your injury and damages.
You Suffered Damages: Because of the accident, you have lost wages, medical expenses, damage to your car, etc.

As a Lutz auto accident lawyer, David A. Papa is familiar with these criteria. He will make sure you have the right evidence to prove the amount you ask for is justified.

Prevent Mistakes

After your car accident, you may feel overwhelmed and confused which makes you liable to make a mistake. Saying the wrong thing to the wrong person can put your insurance claim at risk. By hiring David A. Papa as your Lutz auto accident lawyer, he can prevent these mistakes before they happen by advising you on what to or not to say to the police, the other driver, and your insurance company.

A Reputation Built on Commitment

David A. Papa is committed to providing the best legal defense possible for you. He will go as far as taking your case to court if that means getting the justice you deserve. We promise you the best legal defense, and we’re so confident in our ability to get you the settlement you need that we won’t charge until after you win.

Contact Your Local Lutz Auto Accident Lawyer

We’re here for you whenever you need us. Take the first step forward and contact us at Papa Injury Law for a free consultation.

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You’ve gotten to know us a little better – now tell us about how we can help you. If you’ve sustained an injury or been in an accident, don’t hesitate to schedule a free consultation with us to learn about your options.

Areas We Serve