Your Lutz Auto Accident Lawyer

After your car accident, you could be dealing with higher insurance rates. Your local Lutz auto accident lawyer can help protect you from them.


Protecting You After Your Car Accident

After your car accident, one of the first things you have to do is contact your insurance company, but you shouldn’t speak to them without a lawyer first. Car insurance companies are for-profit businesses and they will give you a lowball offer on your insurance claim to put their business first. Your local Lutz auto accident lawyer can protect you from their low offers and get you the settlement you deserve.

What You Should Do After Your Car Accident

To protect yourself from higher insurance rates and medical bills you can’t cover, there are steps you can take right after your car accident. Follow this guide so you can stay cool at the scene and begin your recovery process:

If you or someone else on the scene has been injured, then your first step is to get medical attention. Even if it’s a small injury, you’ll want to document the treatment so you can be compensated for it later.

If the accident was severe, if you don’t know who caused it, or if anyone was injured you will need to call the police. When they arrive on the scene, be sure to also ask for their names, badge numbers, and the case number on the report for later.

Your car insurance company will be covering your injuries and car damages, so you’ll want to report the accident as soon as you can.

If your car isn’t driveable, you’ll need to call a tow truck to take it to an auto repair shop. Be sure to record the driver’s information and keep track of the towing cost as well.

You’ll want to document the interior and exterior of both cars, road conditions, the location, weather, and any injuries if you’re able to. These photos and videos will later be used as evidence when negotiating your insurance claim.

Before you even call your insurance company, you’ll want to call a lawyer. They can instruct you on your next steps and what you should and shouldn’t say to your insurance company, the police, and the other driver.

Check out our Car Accident Tips to learn about what you should do, and shouldn’t do, after a car accident.

How We Protect You

An insurance company’s first priority is not to help you, but to help themselves instead. As a for-profit business, they want to settle your claim as cheaply and as quickly as possible. As a Lutz auto accident lawyer, David A. Papa is familiar with the ways insurance companies will try to cheat you out of the settlement you deserve. Here’s how he’ll protect you.

Fighting Against Denied Insurance Claims

Another common tactic for insurance companies to use against you is to reject your insurance claim even if it is justified. If your car insurance company does this after your New Tampa auto accident, they can be held liable for investigating your claim in bad faith. Then we can file a complaint against them, and they will have to pay you punitive damages.

Rejecting Low Offers

One tactic insurance companies love to use is to offer a very low offer quickly after your auto accident. They do this because you are in a vulnerable position, and they can use that to their advantage to settle your claim quickly and cheaply. David A. Papa knows that this amount won’t be enough to pay for your expenses now or in the future, and will negotiate for a higher payout.

Proving You’re Not At Fault

We’ve all heard that insurance rates go up after a car accident, but in Florida, we have laws against that. However, if you are at fault, your insurance company can still increase your rates. David A. Papa can protect you against higher rates by proving the other driver is at fault and that you deserve a proper amount from your insurance claim.

Maximize Your Settlement

A car accident can cause financial stress, but we can help you overcome it. By hiring a local Lutz auto accident lawyer like David A. Papa, you can maximize your settlement. Here’s how he’ll get the most for you and your family.

After your car accident, your current expenses aren’t the only costs you have to worry about. There could be expenses in the future too, but David A. Papa knows to include these. Future expenses could include therapy, physical therapy, mobility aids, chiropractic care, and more. While negotiating your insurance claim, David A. Papa will be sure to get the maximum benefits so you are covered now and later.

To receive your settlement, you first need to prove that the amount you’re asking for is justified. Your insurance company will require you to provide a burden of proof to legitimize your claim. That will include:

  • Duty of Care: The at-fault driver had a responsibility to prevent accidents and possible injuries.
  • Duty Violation: The at-fault driver didn’t fulfill their duty of care, resulting in injuries and damages.
  • Cause and Effect: Their negligence directly caused your injury and damages.
  • You Suffered Damages: Because of the accident, you have lost wages, medical expenses, damage to your car, etc.

At Papa Injury Law, we are very familiar with these standards and know what evidence your insurance company is looking for when supporting your claim. By hiring David A. Papa, you can not only take the burden of proof off of you, but you can also maximize your settlement.

After a car accident, it can be easy to make a mistake when you’re overwhelmed and say something that can cause problems for you later on. One mistaken recorded statement can be the difference between hundreds and thousands in your insurance claim. By having David A. Papa on your side, he can prevent you from saying the wrong thing to the police, the other driver, or your insurance company.


A Reputation Built on Commitment

David A. Papa is committed to providing the best legal defense possible for you. He will go as far as taking your case to court if that means getting the justice you deserve. We promise you the best legal defense, and we’re so confident in our ability to get you the settlement you need that we won’t charge until after you win.

    Contact Your Local Lutz Auto Accident Lawyer

    We’re here for you whenever you need us. Take the first step forward and contact us at Papa Injury Law for a free consultation.

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