Your Temple Terrace Auto Accident Lawyer

Recently been in an accident? Local Temple Terrace auto accident lawyer David A. Papa will take care of the stress, so all you have to do is focus on recovery.

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The Justice You Deserve

At Papa Injury Law, we put our clients first. As a family-owned and operated business, we care about helping other families recover from their auto accidents. We take care of the stressful parts, so you don’t have to. Our job is to get the justice you deserve, while your job is to provide any information we might need and trust us to get you the most out of your car insurance settlement.


Hear it from our clients. Click here to read testimonials from our clients.

Actions After Your Auto Accident

If you’re in an accident, the first step is not to panic. As long as you are prepared, then you got this, and if you aren’t, then we got you. In either case, here are the things you should do after your auto accident:

If you or someone else on the scene has been injured, then your first step is to get medical attention. Even if it’s a small injury, you’ll want to document the treatment so you can be compensated for it later.

If the accident was severe, if you don’t know who caused it, or if anyone was injured you will need to call the police. When they arrive on the scene, be sure to also ask for their names, badge numbers, and the case number on the report for later.

Your car insurance company will be covering your injuries and car damages, so you’ll want to report the accident as soon as you can.

If your car isn’t driveable, you’ll need to call a tow truck to take it to an auto repair shop. Be sure to record the driver’s information and keep track of the towing cost as well.

You’ll want to document the interior and exterior of both cars, road conditions, the location, weather, and any injuries if you’re able to. These photos and videos will later be used as evidence when negotiating your insurance claim.

Before you even call your insurance company, you’ll want to call a lawyer. They can instruct you on your next steps and what you should and shouldn’t say to your insurance company, the police, and the other driver.

Along with the things you should do, you should also know the things you shouldn’t do after your auto accident. Check out our Car Accident Tips to learn about what you should and shouldn’t do after your accident.

Your Insurance Company’s Tactics

While Florida may have insurance laws to protect you, insurance companies will be finding ways around them to save themselves some money. As a for-profit business, their job is to settle your case as quickly and as cheaply as possible. However, Temple Terrace auto accident lawyer David A. Papa is here to hold them accountable for paying you the amount you deserve. Here are some methods he uses.

Fighting Insurance Claims

Another common tactic for insurance companies to use against you is to reject your insurance claim even if it is justified. If your car insurance company does this after your New Tampa auto accident, they can be held liable for investigating your claim in bad faith. Then we can file a complaint against them, and they will have to pay you punitive damages.

Rejecting Low Offers

One tactic insurance companies love to use is to offer a very low offer quickly after your auto accident. They do this because you are in a vulnerable position, and they can use that to their advantage to settle your claim quickly and cheaply. David A. Papa knows that this amount won’t be enough to pay for your expenses now or in the future, and will negotiate for a higher payout.

Proving You’re Not At Fault

We’ve all heard that insurance rates go up after a car accident, but in Florida, we have laws against that. However, if you are at fault, your insurance company can still increase your rates. David A. Papa can protect you against higher rates by proving the other driver is at fault and that you deserve a proper amount from your insurance claim.

How to Maximize Your Settlement

A car accident comes with a lot of financial burdens, but that doesn’t mean you have to pay out-of-pocket for them. That’s what your insurance company is for, and David A. Papa will make sure they meet their responsibility to cover them. Here’s how he will negotiate a higher settlement for you and your family.

After your car accident, your current expenses aren’t the only costs you have to worry about. There could be expenses in the future too, but David A. Papa knows to include these. Future expenses could include therapy, physical therapy, mobility aids, chiropractic care, and more. While negotiating your insurance claim, David A. Papa will be sure to get the maximum benefits so you are covered now and later.

To receive your settlement, you first need to prove that the amount you’re asking for is justified. Your insurance company will require you to provide a burden of proof to legitimize your claim. That will include:

  • Duty of Care: The at-fault driver had a responsibility to prevent accidents and possible injuries.
  • Duty Violation: The at-fault driver didn’t fulfill their duty of care, resulting in injuries and damages.
  • Cause and Effect: Their negligence directly caused your injury and damages.
  • You Suffered Damages: Because of the accident, you have lost wages, medical expenses, damage to your car, etc.


At Papa Injury Law, we are very familiar with these standards and know what evidence your insurance company is looking for when supporting your claim. By hiring David A. Papa, you can not only take the burden of proof off of you, but you can also maximize your settlement.

After a car accident, it can be easy to make a mistake when you’re overwhelmed and say something that can cause problems for you later on. One mistaken recorded statement can be the difference between hundreds and thousands in your insurance claim. By having David A. Papa on your side, he can prevent you from saying the wrong thing to the police, the other driver, or your insurance company.

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The Temple Terrace Auto Accident Lawyer for You

David A. Papa is a pillar of his community. He practices law to provide defense for those that need it most in the Tampa Bay area. He believes that everyone deserves the best legal care, so he provides it. With David A. Papa, you can trust that your case is in good hands. He’s not the face of a huge corporation, he’s the man behind a local law firm that cares about getting you the justice you deserve.

Dedicated to Providing You With the Best 24/7

David A. Papa has over 20 years of experience serving the Tampa Bay area. Unlike large firms, he has the time to dedicate to you and your case. Whenever you need him, and wherever you need him he is there 24/7. His phone is always available for you to call. He is dedicated to providing each and every one of his clients with the best legal defense. That means building a strong foundation with a solid client-attorney relationship and being completely honest and transparent every step of the way.

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    Our Promise To You

    Our law practice is family-founded and family-operated. Unlike big corporations, we treat you like we’d treat our own. With personalized care, we dedicate time to giving you the best legal defense. We are committed to you and your case 24/7. Whenever you need us, we’re there.

      Contact Us

      For your free consultation, contact us. From our family to yours, we provide you with the best of the best.

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        You’ve gotten to know us a little better – now tell us about how we can help you. If you’ve sustained an injury or been in an accident, don’t hesitate to schedule a free consultation with us to learn about your options.

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